We take your privacy seriously and are committed to protecting the information you share with us. Your data will be handled responsibly and securely at all times.

All employees and affiliates of International Brokerage Agencies, Inc. are required to comply with this privacy policy. This policy applies to all personally identifiable, non-public information collected in connection with the services we provide to you.

Information We May Collect

We may collect non-public personal information about you when you complete insurance applications, appointment forms, or request illustrations. This information may include, but is not limited to:

• Name
• Address
• Date and place of birth
• Marital status
• Sex
• Social Security Number
• Medical Information
• Credit history
• Financial history

Also, if you correspond with us or transact business through our website, your browser may provide information to us as you interact with us via the Internet.

Disclosure of Information

We do not disclose non-public personal information concerning our prospective, current, or former customers to affiliated or non-affiliated third parties, except as permitted or required by applicable law. Furthermore, we do not share such information for marketing purposes, except as permitted by law.

Notwithstanding the foregoing, we may disclose your non-public personal information to affiliated and non-affiliated third parties that perform services on our behalf or with whom we have contractual relationships, to the extent necessary to provide the products and services you have requested through us.

Examples of third parties with whom we may share your information include:

• Insurance companies and other insurance support organizations as necessary to obtain illustrations and to process transactions your request
• Healthcare professionals providing services in order to complete transactions you request
• Regulatory or law-enforcement authorities
• Record keeping companies
• Credit bureaus

Protecting Your Information

We maintain administrative, technical, and physical safeguards designed to protect your non-public personal information against unauthorized access, use, or disclosure. Access to such information is restricted to individuals who require it to process or service transactions you request, as well as those who perform compliance, legal, or audit functions on our behalf.

We implement and maintain appropriate physical, electronic, and procedural safeguards to protect your non-public personal information in accordance with applicable state and federal privacy laws and regulations.